Best Insurance Company Service

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Storm Damage Your Roof? Why Insurance Companies Are Not Your Friend!

Brad Parker on What You Should Know About Insurance Claims for Storm Damage.
Partner Parker McDonald Law
The first thing they should understand and recognized is that, not withstanding the commercials about your good neighbor and the all hands people, it's not necessarily true. Insurance companies are notorious for delaying their decisions, denying coverage, and then, if you have to sue them, defending against that. They'll the three D's, delay, deny, and defend to avoid having to pay because if you do that with most people, most people will run away. And they'll take just whatever the insurance company offers them. They're not your friends.

Many times the insurance carrier will try to turn what would be perceived as a dispute about the value of replacing your roof, for instance. While they may say it's one number and your adjuster or roofer says it's another number, what you're really talking about is how much of the roof do they want to replace. Not the value of replacing it, but how much of it they want to replace. And the carriers will often times want to turn the coverage issue into an appraisal issue. And you have to, as a property owner, be very, very careful about that because you could be bound by a decision that's made in the appraisal process that would forever prejudice you if you actually have a coverage dispute.

I guess it's all to say that it's a pretty highly technical quagmire, if you will, for those who aren't familiar with it. And if you have a dispute with your insurance carrier, it's imperative that you contact someone who has been in the business of fighting for the homeowners, and the property owners, and against the insurance carriers, someone who has a track history with them.

Here at Parker McDonald, we do just that. We work on a contingency fee basis. We will work on the difference that we increase the value. If you have one value of x going in, and we increase it to 3x or 4x, our fee's only calculated on the increase, not what you had going into the process. Likewise, if we aren't successful, you don't owe us anything. We don't recover for you, then we don't get paid. So that makes us very selective on the type of cases. And we're pretty certain going into a case that we'll be able to do better for you.

Give us a call. We'll be happy to meet with you any time that's feasible and sit down with you for a free, no obligation consultation. And if we decide to go forward then, we can enter into a contingency fee contract and decide which steps would be most appropriate for your particular case.

You can reach us at:
800-990-4884
www.ParkerMcDonaldLaw.com

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Farmer's Mutual Insurance of Nebraska - The Principal 10 Best Companies 2010

The Principal Financial Group® announces the 2010 winners of The Principal® 10 Best Companies for Employee Financial Security.

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Sedgwick Receives Top Honors At Business Insurance Buyers Choice Awards
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Best’s Rating Report
HEALTH CARE SERVICE CORPORATION,A MUTUAL LEGAL RESERVE COMPANY 300 East Randolph Street Chicago, (FDL), Fort Dearborn Life Insurance Company of New York and Colorado Bankers Life Insurance Company (CBL). © 2009 A.M. Best Company, Oldwick, NJ 08858 Printed July 10, ... Read Here

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Asian Stocks Outside Japan Drop; Election Spurs Nikkei 225 Rally
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2013 Group Dental Insurance
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Overview Of South Carolina’s Auto Insurance Laws
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